Phil Wilkinson sells access. Operating as P Wilkinson International from Jersey, he offers private investors a steady stream of high-return, unregulated opportunities, and Jersey’s financial regulator says plainly that he is not authorised to do it. Here is every investment he brought to one investor, and what became of each, so the next person he calls can see the record before the money leaves the account.
Wilkinson presents himself as the man who can get money into almost anything. The products behind the pitch tend to come from unregulated firms he calls partners. On 13 March 2026 the Jersey Financial Services Commission put it on the record: he is not authorised to offer investments through P Wilkinson International, and neither he nor the business had ever been registered, or even applied to be.
The track record is grim. Most of the ventures he has promoted are now the subject of fraud proceedings or regulatory warnings. Others have collapsed into administration or never delivered what investors paid for. The losses run into the hundreds of thousands of dollars.
The purpose here is simple. Anyone Phil Wilkinson approaches can read what he has sold before, see how it ended, and decide for themselves before parting with a penny.
What happened to each investment
Brazilian gold-mining equity [provider redacted]
£450,000 · Disputed / legal advice
Company and promoter name withheld for now. See note.
What Phil told investors: “you’ll do extremely well out of the equity deal. And heads up, I made nothing from that deal, it was a favour to you 😉” (September 2024)
Outcome: The “investment” has been regarded serious misrepresentation/fraud and legal action has been taken. The name of the company and its promoter has been withheld for now because of ongoing legal matters.
Roberto Divkovic gold deal (convicted felon)
≈ US$105,000 · Lost / promoter indicted
“Infinite Precious Metals” / IMP 1991 Plus DOO (Serbia)
What Phil told investors: “He’s a good guy, very transparent and trustworthy. I like doing business with him.” (October 2023)
Outcome: It was a complete scam. Roberto Divkovic has been indicted in Vienna for aggravated fraud over this investment. The Higher Regional Court dismissed his objection to the indictment and a trial has been listed.
His prior fraud conviction: Divkovic has also already been convicted of fraud. On 28 November 2025 the Vienna Regional Criminal Court convicted him (case no. 53 Hv 146/25i) under Sections 146 and 147(2) of the Austrian Criminal Code and sentenced him to 11 months’ imprisonment, suspended, with a three year probationary period. The conviction became final on 6 January 2026. It concerned a €50,000 loan that he induced another company, Ante Portas GmbH, to release in June 2023 for purported gold trading, using the same method later applied to me.
Whisky, cask and Glen Grant 72 bottle
≈ £50,000 · Not delivered
What Phil told investors: Phil vouched for the seller and said he had also invested with him before, which is now believed to be a complete lie
Outcome: The investor paid for a specific bottle. The bottle never arrived. The explanation has changed over time, most recently that it sits in a storage unit that cannot be accessed because of unpaid fees. No evidence of the bottle, the storage or the ownership has ever been produced.
Redhat Capital PLC
€100,000 · company now in serious difficulty
“12% fixed-income bond” · CEO John Craig Gabriel · co-owner Mat Clarke
What Phil told investors: Phil heavily vouched for this company and their CEO. He said they were trusted and really good at what they were doing
What the public record now shows about Redhat Capital:
- Several claims in the High Court. In Bullseye Financial Ltd v Redhat Capital PLC (LM-2025-000195, London Circuit Commercial Court), a securities and banking claim, Redhat defended itself without solicitors before the matter moved to another court. In Redhat Capital PLC v Clarke (KB-2026-000152, King’s Bench Division), the company is litigating against its own co-owner and former head of trading.
- A personal claim against its chief executive. In Apollon Football Ltd and another v Gabriel (BL-2025-001557, High Court), a football club and its president have brought a Part 8 claim against John Craig Gabriel, as reported by Law360 in December 2025.
- Warning signs in the company filings. The auditor resigned in May 2024. A charge over the company was registered in July 2024. A compulsory strike off was started and then withdrawn within a day in May 2026. The statutory accounts are overdue.
- A previous venture flagged by a consumer watchdog. Gabriel was named as chief operating officer of an earlier business called Redhat Group, which the review site Bondreview examined in 2021. Bondreview concluded that its advertised returns of 146% to 153% a year could only be illusory or paid out of other investors’ money, and described it as a probable Ponzi scheme.
Woodville Consultants Ltd
€75,000 · In administration
ATE litigation funding loan note · contact Peter Legge
The collapse: Woodville Consultants Limited entered administration on 16 July 2026. The High Court of England and Wales appointed Robert Goodhew and Andrew Stoneman of Kroll as joint administrators, acting on an application from investors whose Woodville loan notes were in default and unpaid. The directors, Ann Marie Bell and Peter Legge, attended the hearing. Kroll’s first update to investors noted that they had been receiving conflicting messages through webinars and circulars that urged them to support particular parties or actions, which points to a contest over the process itself.
Where it stands: recovery for investors is now uncertain and rests with the administrators. An investment that pays on time is not the same as an investment that is safe.
Other Shady Pitches by Phil Wilkinson
Alongside the investments investors agreed to, Phil Wilkinson kept sending further propositions. Most of these were turned down, more through luck and growing suspicion than any special expertise.
| Pitch | When | What Phil Wilkinson promised (his words) |
|---|---|---|
| Arkfort Capital loan note | 2022 to 2023 | “4% per month… via my group in London, that’s the unregulated firm (All legit) 😎”. About 48% a year. |
| Gold transport, Kenya to Dubai | May 2024 | “10% per month on the transportation of gold… paying out for the last few years” |
| “Troy” deal | July 2024 | “5% per month deal… I’ve met the guys that run the deal” |
| Twelve month note | September 2024 | “18% minimum… a 12 month deal” |
| Go Asset Finance bond | June 2024 | “asset backed… luxury watches, cars, jets… FCA regulated.” Both companies had been incorporated only the year before. |
| Oil deal | October 2024 | A photo captioned “Worth $7m commission. You want in?” |
How the introductions actually worked
One thread runs through all of it: what Wilkinson told investors about his own position, and what he left out.
He said, again and again, that he earned nothing. On a bank account introduction in 2022 he wrote, “I make nothing from this bro. I’m just doing you a favour!“. On the gold-mining equity deal that cost one investor £450,000 he wrote, “I made nothing from that deal, it was a favour to you.” The paperwork says otherwise.
Phil Wilkinson gets a commission every time he brings a new investor to these “investment opportunities”. That’s how he makes his living.
Phil Wilkinson has also tried to scam one investor directly by asking for an “advanced fee” in order to retrieve lost funds. “The €14000 fee is for the collection of your €100k,” he wrote. Demanding a fee to release money that is already gone is a known second act in investment fraud. It works because it preys on people who have lost once and badly want to believe they can win it back.
If you have been approached, or have lost money through Phil Wilkinson
⚠ REPORT IT TO THE POLICE
Investment fraud is a crime. Knowingly promoting or facilitating a fraudulent investment can also be a crime, and so can carrying on investment business without authorisation. Wilkinson appears to be operating out of Thailand. If you have been approached by him in Thailand or elsewhere in Southeast Asia, or believe you have lost money to an investment fraud, report it.
- In Thailand or elsewhere in Southeast Asia: report it to your national police and financial regulator.
- In Jersey: States of Jersey Police, call 101 or +44 (0)1534 612612.
- In the United Kingdom: Action Fraud, call 0300 123 2040, or report at actionfraud.police.uk.
Carrying on investment business without authorisation is an offence in Jersey, and knowingly promoting or being party to a fraudulent investment can be an offence under fraud and proceeds of crime law. Whether an offence has been committed in any particular case is for the police and the courts to decide, not for this page.
The Jersey Financial Services Commission has also asked anyone who has dealt with Wilkinson or P Wilkinson International to contact its Enforcement team.
Email: enforcement@jerseyfsc.org
Confidential line: +44 (0)1534 887557
Before you move any money, check whether a firm is authorised on the JFSC register in Jersey or the FCA register in the United Kingdom. Ask any introducer, in writing, a single question. Are you being paid by the other side, and how much? Keep the answer.